As a retiree, you might want to consider moving out from your existing set up for all the good reasons, including climate, health care, staying close to family, and for a new beginning. All said and done, the place you move to must be tax-friendly including both state and local state tax laws. This is where you need to judiciously make a decision and look for the right state that offers senior tax breaks for retirees. Here are some states that fit the bill extremely well. Arizona This state offers social security benefits exemptions with $2500 of extra income form the state government retirement scheme. Overall the income tax rates are very low including 2.59% on taxable income of $26000 and 4.5% on taxable income of more than $159000. The property tax is below average in the country with only $754 per $100000 on home value. Additionally, this state does not impose any estate and inheritance tax which is great news for senior citizens with high income. Georgia This place is home to a large community of retirees for it has the lowest state income tax rate. The social security income is completely exempted from state tax. In the current scenario, the income tax rate will drop from 5.75% to 5.5%, making it a great senior tax break for retirees.

As a parent or guardian, saving for higher education comes with a price yet many options are not known. The 529 plan definitely steals the show but you do have other choices to go for when saving for college for students. UGMA/UTMA This custodial financial saving account can be opened by parents under the Uniform Gift to Minor Act or Uniform Transfer to Minor Act. This lets you save money that has not been taxed and can be used for purposes apart from a college education. UGMA/UTMA accounts are a great way of saving for college for students they have a low child tax rate. These accounts are not typically designed for college but let you save and use them as per your discretion. Yet the withdrawals are taxed which is quite nominal. And since the balances in these accounts are assets, receiving financial aid can be a tough proposition. And as the child starts pursuing a college education, the funds are owned by him/her to use as when needed. Mutual funds Another strategy that may interest you is getting into equity investments, which would need you to get some professional help. Mutual funds are a great way to save money, despite its volatile market-dependent nature.

Almost 70% of the world’s population report to have sensitive skin. Sensitive skin is very complex as it can change with various seasons and at different stages of life. It also depends on the type of products used over time. Sensitive skin needs special care to retain its original texture and pH balance. Here are a few tips for organic skincare for sensitive skin. Cleansing Frequent cleaning of sensitive skin should be avoided as water can be an irritant. Limit cleansing to twice a day and use simple and mild cleansers that are gentle on the skin. A mild cleanser made at home with honey and extra virgin coconut oil can do wonders on the skin. To make this cleanser, take three tablespoons of extra virgin coconut oil in a bowl, add a teaspoon of honey, a teaspoon of baking soda, and mix well. Store the mixture in an airtight container for regular use. Cleanse the skin with a small quantity of this mixture every day by massaging it for five minutes and let it sit for five more minutes before washing it off with lukewarm water. Coconut oil has anti-aging properties and can remove dirt like makeup without any hassle.

Whether it is an injury, a birth defect, or a need for aesthetic enhancement, specialized medical procedures with technological advancements are within hand’s reach. The need to look a certain way and appear “beautiful” is what is making plastic surgery thrive in today’s world. While plastic surgery and cosmetic surgery have focused on techniques for women, here we’ll discuss popular plastic surgery trends that focus on men. Over 1.3 million cosmetic procedures were performed on men in 2018 alone. The influence of social media has removed the stigma and taboo surrounding plastic surgery. This paved the way for an increase in many takers and a significant increase in men relying on this procedure. With photography undergoing a complete transformation via the selfie culture, being your best possible image is a prerequisite. Photographing yourself means seeing your own image through a critical lens. The defects men observe in their facial and body features are the main reasons for giving popular plastic surgery trends a thrust. The rise of social media trends is another reason for men choosing cosmetic surgery. Since the past few years, men are being valued solely for their physical outlook and bodily appearance. Social media runs on the number of likes and attention an individual gets, and it has a direct impact on how men view themselves.

While the makeup community is divided over products and techniques, there is one thing that most of them agree on and that is that eyeshadow application is tough. It is very easy for specks of the loose powder to fly all over the face and make one look messy. Blending, highlight, and lining are additional difficult steps that sound extremely scary to beginners. To make it easy for you to apply eyeshadow, we have compiled a list of useful eyeshadow application hacks for every eye shape. More than one brush is okay There is no hard and fast rule about how many brushes you can use when you are applying eyeshadow. In fact, using more than one brush properly can help you achieve the perfect look you want. You can use a fluffy domed brush for blending, a synthetic brush that is short-haired for applying eyeshadow, and a round brush with bristles for under eye lining. Prep is important If there is one eyeshadow application hack for every eye shape that you cannot miss then it is this one. You need to prep your eyes properly before applying eyeshadow and can use oil-free skincare for the same. You can then apply a primer on top.